Research has it that the poorest groups of people in the world are Salary earners, next to beggars.

They live in a vicious cycle of poverty, managed on 30 days. Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment.

Salary Is a short term solution to a life time problem. Salary alone cannot solve your money problems. You need multiple Sources of income to balance up.

The tax return form contains about 11 income streams, salary is just one.

Don't live Life fishing with just one hook, there many fishes in the ocean. Or better still, do not put all your eggs into just one baskets when there are many different baskets available.

Salary is the MEDICINE for managing POVERTY, not the Cure of it. Only your BUSINESS or INVESTMENT Cures Poverty.

Most investors are not salary earners. Think of Ali Baba in China, William Henry Gates III (Bill Gates) - just to name a few, are the world's greatest investors today.

The difference between those beggars on the street and salary earners is one month salary.

Truncate the flow of their salary for one month and you would realized majority belong to the lower class.

If you divide your salary by the rate of exchange, you Will discover that you are poorer, relative to when you started work. Or divide your salary per annum by 2,000hours to know what your one hour is worth.

If you do not have 3 months salary in savings, you are already poor.

Being a salary earner is a mentality, break It! Your worth Is far more than your salary.

Salary Is the value someone has put on your effort. How much do you value yourself?

You can't increase in value, unless you value yourself differently.

Life is a trade off between time, effort and reward. To be rewarded more, you have to become more valuable.

Most salary earners end up poor in the long and short term. I therefore urge every one of us to be FINANCIALLY INTELLIGENT, FINANCIALLY LITERATE and TRAIN OUR EYES TO SEE OPPORTUNITIES IN PROBLEMS; delve into entrepreneurship because Salary is a lifetime disappointment.

Salary is not design to make you rich but just to Sustain you for a while so that you can continue to serve your Master/Mistress.

Being a salary earner or investor is a decision. Life Will not change until you decide. Make the move now by Joining pH Health Investments Foundation.

Are you already a salary earner, are you already an investor or a salary earner, add another hook to catch a better fish. pH Health Investments Foundation is the hook you need.

At pHI Foundation, we will equip you with the skills to setup your own business. Oh Yes! with an investment as low as FCFA10,000, you will help you create and own a business, where you are your own boss. Check out.

Think Outside The Box


Nkengacha M. Agendia

pH Health Investments Foundation


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